INSURANCE IS A PRODUCT, PARTNERSHIP IS OUR PROMISE
We see ourselves as an extension of your team. From risk assessment, onsite visits and tailored policy design to claims advocacy and ongoing advisory support, we remain actively involved at every stage.
Our approach is simple; we listen first. By taking the time to understand your business, challenges and ambitions, we’re able to structure risk solutions that support long term stability and growth – not just annual renewals.
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SMART RISK SOLUTIONS. TRUSTED PARTNERSHIPS
Hull All Risks Fixed Wing & Rotor Wing
Hull All Risks Fixed Wing & Rotor Wing
Third Party Legal Liability
Third Party Legal Liability
Third party legal liability protects aircraft operators against claims from third parties for bodily injury or property damage caused by aircraft operations.
This includes:- Damage to third-party property
- Bodily injury to individuals not on board the aircraft
- Legal defence costs
This cover is critical to meet regulatory requirements and protect against potentially catastrophic claims.
Passenger Legal Liability
Passenger Legal Liability
Passenger legal liability provides protection against claims arising from injury or death of passengers carried on board the aircraft.
Coverage includes:- Compensation claims
- Legal defence costs
- Settlement and court-awarded damages
This cover is essential for charter operators, air transport companies and private operators carrying passengers.
Cargo Legal Liability
Cargo Legal Liability
Cargo Legal Liability protects owners and operators against loss or damage to goods being transported on their aircraft following an accident.
Coverage includes:
- Compensation claims
- Legal defence costs
- Settlement and court-awarded damages
This cover is essential for charter operators, air transport companies and private operators carrying passengers.
Hull War and Malicious Damage
Hull War and Malicious Damage
Hull War and Malicious Damage insurance covers risks excluded under the standard hull policies including physical damage to an aircraft arising from:
- War and terrorism
- Hijacking
- Sabotage
- Political unrest
Given the global nature of aviation, this coverage adds an additional layer of security.
Premises Liability
Premises Liability
Premises Liability protects aviation businesses against claim arising from injury or death occurring on their premises, including inside their hanger and operational facilities.
Coverage can include:
- Engines and engine components
- Avionics and flight instruments
- Ground support equipment
This protection is vital for maintaining operational readiness and managing the high costs associated with aviation components.
Hangarkeepers Liability
Hangarkeepers Liability
Hangarkeepers liability covers damage to aircraft in your care, custody or control.
This protection is vital for:
- Maintenance organisations
- Repair facilities
- Aircraft storage providers
It addresses risks arising while aircraft are being serviced, repaired or stored.
Products Liability
Products Liability
Products Liability provides cover for physical damage, injury or death, in the event of an accident once the aircraft leaves your care, custody and control and is proven to be as a result of defective workmanship or defective products supplied by you.
This is especially important for:
- Maintenance organisations
- Aircraft parts suppliers
- Engineering and overhaul facilities
- Aircraft Refurbishing companies
Airside Liability
Airside Liability
Airside liability covers risks associated with operating vehicles, equipment or services in restricted airside areas.
This protection is designed for:
- Ground handling companies
- Fuel providers
- Airport contractors, eg. security companies
Airside operations present unique exposure that requires specialist aviation knowledge.
Airport Liability
Airport Liability
Airport Liability Insurance provides comprehensive cover for airport owners and operators against third party claims arising from the operations at or management of airport facilities.
Coverage may include:
- Third-party injury
- Property damage
- Operational liability risks
This ensures airports remain protected from complex operational exposures.
Airstrip, Aerodromes and Helipad Liability
Aircraft Hull Insurance
Cover protects owners of Airstrips, Aerodromes and Helipads against claims arising from third parties utilising the facility, in the event of an accident resulting in aircraft damage or bodily injury/death.
Coverage caters for indemnity for any claims for any claims made against the owner of these facilities including attorney defence costs that may be incurred.
Non-owned Aircraft Liability
Non-owned Aircraft Liability
Non Owned Aircraft Liability insurance provides additional cover to businesses and individuals when operating aircraft they do not own.
This is ideal for:
- Corporate clients chartering aircraft
- Businesses whose employees fly rented aircraft
- Occasional operators
It fills a critical coverage gap where reliance on third-party insurance may not be sufficient.
Personal Accident Cover
Personal Accident Cover
Aviation Personal Accident cover provides specialised insurance for pilots, crew and passengers against bodily injury, death, disability and medical expenses resulting from aircraft accidents.
This cover ensures:
- Financial security for individuals and families
- Compensation for loss of income
- Protection beyond standard liability policies
Drones/UAV Cover
Drones/UAV Cover
The growth of drone and UAV operations has introduced new aviation exposures. ELEV8 Risk Partners provides specialist cover for:
- Commercial drone operators
- Aerial survey companies
- Agricultural and inspection services
- Media and filming operators
Drone cover includes hull, third-party liability and operational risk protection and can be tailored to your needs.
Hull Deductible / Excess Buy Down
Hull Deductible Buy Down
Hull deductible / excess buy down reduces the financial burden of high hull deductibles / excess.
This solution:
- Improves financial predictability
- Reduces out-of-pocket exposure
- Enhances overall policy efficiency
Pilot Excess Cover
Pilot Excess Cover
Pilot excess cover protects pilots against the excess/deductible amount that may be payable in the event of a valid hull claim. This cover is usually taken by student pilots and/or hire and fly clients.
This ensures:
- Personal financial protection
- Reduced exposure in the event of incident-related claims
STRONG ON PARTNERSHIP AND REILIENCE
In Aviation, resilience is not an option, it is essential!
At Elev8 Risk Partners we partner with you to navigate risk with clarity and confidence, structuring solutions that protect what matters most.
Ready To Elev8 Your protection? Let’s Move Forward Together.